Thursday, September 27, 2012

Personal loans for without a job: Ideal Revenue stream for Not working

Finding a No Savings Account Payday Loan
No Telecheck Payday Advance- Fast Solution To Be lent Cash With Bad Credit Profile Telecheck is the main problem with the result that lots of you will have faced being rejected. It is a simple fact that anyone can deal with personal stomach crunches at any time of daily life that could be a good credit loop or bad credit dish. There are several loan providers to loan funds to get affordable credit members and the major problem is confronted by negative debt collectors. But usually there are some programmes that acquire dollars to awful lenders, the sort of program is no telecheck payday advance. Acquiring in regards to this design, this , a type of financial plan that is definitely applied by the few borrowers who keeps an age of earlier mentioned 18 decades, nationality folks, a lively verifying bank account in addition to a pay of over Buck1000. Form without teletrack payday advance can be performed frequently online or offline. In case you would like to help you save their time, on the net method is most beneficial. Our site Instant cash loans: Dispatches easy capital to get over sudden cash demands For anyone who is keeping the capital relaxing in your accounts, then you definitely deal with just about any bills. Nevertheless, it's not necessarily continually the identical, since you comprehend it is. Even without the cash, how are you going to manage charges that can come up without having past warning? Normally, in a situation honestly, the greatest thing for you to do would be to select the production of instant cash loans.
In particular, if your home is worth $450,000 and also your mortgage harmony is Usd200,000, your home money is 55. Most banks and lenders present home money loans. Policies in house Equity LoansBefore you chance the a guarantee of your home on business finance, it is wise to take particular notice at some aspects. In the end, investing in a business is a high risk project. There are actually variables that you should take into consideration which includes loan premiums, the money you must buy the business, and the recent benefit of your dwelling. A persons vision amount fluctuates with all the current property finance loan industry just about all will depend on the borrowed funds dimension and your credit rating. The vital thing you have to do is to determine whether a home loan is the perfect option for you.
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Quite a few those who ever chose any financial aid should know the list of formalities that one has to satisfy ahead of this individual may get the financing accepted. These all conditions increase the risk for finish procedure quite slower and stringent. Everything's a whole lot worse for individuals with quick necessity of funds. That can help these people their hard time, we have now produced little loans. Very little loans could be as one of the realistic approaches to get hold of small make the most a fairly easy and instant way. As the label says, these loans are extremely smaller cash advances. The cash obtained as a result of these kinds of loans will vary from 100 pounds to 500 fat.

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Source: http://netbiznes.com/tresc/aktualno-ci/personal-loans-without-job-ideal-revenue-stream-not-working-persons

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Tuesday, September 25, 2012

Feeling guilty versus feeling angry -- who can tell the difference?

Feeling guilty versus feeling angry -- who can tell the difference? [ Back to EurekAlert! ] Public release date: 24-Sep-2012
[ | E-mail | Share Share ]

Contact: Anna Mikulak
amikulak@psychologicalscience.org
202-293-9300
Association for Psychological Science

When you rear-end the car in front of you at a stoplight, you may feel a mix of different emotions such as anger, anxiety, and guilt. The person whose car you rear-ended may feel angered and frustrated by your carelessness, but it's unlikely that he'll feel much guilt.

The ability to identify and distinguish between negative emotions helps us address the problem that led to those emotions in the first place. But while some people can tell the difference between feeling angry and guilty, others may not be able to separate the two. Distinguishing between anger and frustration is even harder.

In a study forthcoming in Psychological Science, a journal of the Association for Psychological Science, psychological scientist Emre Demiralp of the University of Michigan and his colleagues hypothesized that clinically depressed people would be less able to discriminate between different types of negative emotions compared to healthy individuals. Clinically depressed people often experience feelings of sadness, anger, fear, or frustration that interfere with everyday life.

"It is difficult to improve your life without knowing whether you are sad or angry about some aspect of it," says Demiralp. "For example, imagine not having a gauge independently indicating the gasoline level of your car. It would be challenging to know when to stop for gas. We wanted to investigate whether people with clinical depression had emotional gauges that were informative and whether they experienced emotions with the same level of specificity and differentiation as healthy people."

The researchers recruited 106 people between the ages of 18 and 40 to participate in their study. Half of the participants were diagnosed with clinical depression and half were not. Over the course of seven to eight days, they carried a Palm Pilot, which prompted them to record emotions at 56 random times during the day. To report their emotions, they marked the degree to which they felt seven negative emotions (sad, anxious, angry, frustrated, ashamed, disgusted, and guilty) and four positive emotions (happy, excited, alert, and active) on a scale from one to four.

Demiralp and his colleagues looked at participants' tendency to give multiple emotions (e.g., disgusted and frustrated) similar rankings at a given point in time. According to their methodology, the more two emotions were reported together the less the person differentiated between these emotions.

The researchers found that clinically depressed people had less differentiated negative emotions than those who were healthy, supporting their hypothesis. Notably, they did not find the same difference between groups for positive emotionspeople with and without diagnosed clinical depression were equally able to differentiate between positive emotions. It is possible that people who are clinically depressed differentiate more between positive emotions as a coping mechanism.

Demiralp and his colleagues argue that the procedure used in the study to record emotions may be particularly useful in studying the emotional experience of clinically depressed people, paving the way for more treatment and therapy options in the future.

"Our results suggest that being specific about your negative emotions might be good for you", says Demiralp. "It might be best to avoid thinking that you are feeling generally bad or unpleasant. Be specific. Is it anger, shame, guilt or some other emotion? This can help you circumvent it and improve your life. It is one of our overarching goals to investigate approaches for facilitating this kind of emotional intelligence at a large scale in the population."

###


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Feeling guilty versus feeling angry -- who can tell the difference? [ Back to EurekAlert! ] Public release date: 24-Sep-2012
[ | E-mail | Share Share ]

Contact: Anna Mikulak
amikulak@psychologicalscience.org
202-293-9300
Association for Psychological Science

When you rear-end the car in front of you at a stoplight, you may feel a mix of different emotions such as anger, anxiety, and guilt. The person whose car you rear-ended may feel angered and frustrated by your carelessness, but it's unlikely that he'll feel much guilt.

The ability to identify and distinguish between negative emotions helps us address the problem that led to those emotions in the first place. But while some people can tell the difference between feeling angry and guilty, others may not be able to separate the two. Distinguishing between anger and frustration is even harder.

In a study forthcoming in Psychological Science, a journal of the Association for Psychological Science, psychological scientist Emre Demiralp of the University of Michigan and his colleagues hypothesized that clinically depressed people would be less able to discriminate between different types of negative emotions compared to healthy individuals. Clinically depressed people often experience feelings of sadness, anger, fear, or frustration that interfere with everyday life.

"It is difficult to improve your life without knowing whether you are sad or angry about some aspect of it," says Demiralp. "For example, imagine not having a gauge independently indicating the gasoline level of your car. It would be challenging to know when to stop for gas. We wanted to investigate whether people with clinical depression had emotional gauges that were informative and whether they experienced emotions with the same level of specificity and differentiation as healthy people."

The researchers recruited 106 people between the ages of 18 and 40 to participate in their study. Half of the participants were diagnosed with clinical depression and half were not. Over the course of seven to eight days, they carried a Palm Pilot, which prompted them to record emotions at 56 random times during the day. To report their emotions, they marked the degree to which they felt seven negative emotions (sad, anxious, angry, frustrated, ashamed, disgusted, and guilty) and four positive emotions (happy, excited, alert, and active) on a scale from one to four.

Demiralp and his colleagues looked at participants' tendency to give multiple emotions (e.g., disgusted and frustrated) similar rankings at a given point in time. According to their methodology, the more two emotions were reported together the less the person differentiated between these emotions.

The researchers found that clinically depressed people had less differentiated negative emotions than those who were healthy, supporting their hypothesis. Notably, they did not find the same difference between groups for positive emotionspeople with and without diagnosed clinical depression were equally able to differentiate between positive emotions. It is possible that people who are clinically depressed differentiate more between positive emotions as a coping mechanism.

Demiralp and his colleagues argue that the procedure used in the study to record emotions may be particularly useful in studying the emotional experience of clinically depressed people, paving the way for more treatment and therapy options in the future.

"Our results suggest that being specific about your negative emotions might be good for you", says Demiralp. "It might be best to avoid thinking that you are feeling generally bad or unpleasant. Be specific. Is it anger, shame, guilt or some other emotion? This can help you circumvent it and improve your life. It is one of our overarching goals to investigate approaches for facilitating this kind of emotional intelligence at a large scale in the population."

###


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2012-09/afps-fgv092412.php

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Monday, September 24, 2012

Citizens Research Council Analyzes Renewable Energy Proposal


coldfusion.runtime.TemplateNotFoundException: File not found: /news.cfm 	at coldfusion.filter.PathFilter.invoke(PathFilter.java:77) 	at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:47) 	at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28) 	at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:35) 	at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:43) 	at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22) 	at coldfusion.CfmServlet.service(CfmServlet.java:105) 	at jrun.servlet.ServletInvoker.invoke(ServletInvoker.java:91) 	at jrun.servlet.JRunInvokerChain.invokeNext(JRunInvokerChain.java:42) 	at jrun.servlet.JRunRequestDispatcher.invoke(JRunRequestDispatcher.java:249) 	at jrun.servlet.ServletEngineService.dispatch(ServletEngineService.java:527) 	at jrun.servlet.jrpp.JRunProxyService.invokeRunnable(JRunProxyService.java:192) 	at jrunx.scheduler.ThreadPool$DownstreamMetrics.invokeRunnable(ThreadPool.java:348) 	at jrunx.scheduler.ThreadPool$ThreadThrottle.invokeRunnable(ThreadPool.java:451) 	at jrunx.scheduler.ThreadPool$UpstreamMetrics.invokeRunnable(ThreadPool.java:294) 	at jrunx.scheduler.WorkerThread.run(WorkerThread.java:66) 

Source: http://www.gongwer.com/news.cfm?article_ID=511890103

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Iran to boycott 2013 Oscar over anti-Islamic film: minister

DUBAI (Reuters) - Iran said on Monday it would boycott the 2013 Oscars to protest against the making of a crude anti-Islam video in the United States that has caused outrage throughout the Muslim world.

Despite tough censorship and the repression of leading film makers, Iranian art cinema has earned international acclaim over the past 20 years.

Asghar Farhadi's "A Separation" won the Oscar for best foreign language film in February, the first Iranian film to do so.

Culture and Islamic Guidance Minister Mohammad Hosseini said Iran would boycott the next Academy Awards "to protest against the making of a film insulting the Prophet and because of the organizers' failure to take an official position (against the film)," the Iranian Students' News Agency reported.

He also urged other Islamic countries to boycott the Oscars.

The amateurish video, made in California with private financing and posted on YouTube, portrays the Prophet Mohammad as a womanizer and a fool. It has ignited weeks of violent protests across the Muslim world in which dozens of people, including the U.S. ambassador to Libya, have been killed.

Iranian officials have demanded that the United States apologize to Muslims, saying the video is only the latest in a series of Western insults aimed at Islam. Washington has condemned the content of the film while defending the right to free speech.

"The position that Western politicians have adopted on these great insults are no different from a position of enmity," Iranian media quoted Supreme Leader Ayatollah Ali Khamenei as saying on Monday.

Reza Mirkarimi's dramatic comedy "A Cube of Sugar" had been chosen as Iran's submission for the 2013 foreign-language Oscar, Hosseini said. (Reporting by Zahra Hosseinian; Editing by Kevin Liffey)

Source: http://news.yahoo.com/iran-boycott-2013-oscar-over-anti-islamic-film-194407415.html

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N.J. Gov. Chris Christie Draws Big Crowd in Missouri

Missouri Republican gubernatorial candidate Dave Spence got a big boost Sunday when New Jersey Gov. Chris Christie energized an estimated crowd of 1,000 people in southwest Missouri, according to KTTS. Christie was there representing the Republican Governors Association. His speech was aimed at incumbent Gov. Jay Nixon.

* A public rally was held in mid-afternoon at the Oasis Inn and Convention Center in northern Springfield. Christie sought to link Nixon's policies to those of President Barack Obama, according to the Springfield News-Leader. The governor spoke for about 20 minutes.

* Christie said, "I see startling similarities between the campaign run by the governor of Missouri and the campaign of the president of the United States."

* To illustrate the point, Spence released an advertisement earlier in the week arguing both Democratic candidates have failed to deliver on promises of job growth. Spence quotes Nixon's endorsement of Obama in 2008 and Nixon's remarks on receiving federal stimulus money in 2009.

* The video ends with a picture of Obama standing next to Nixon with the words "Nixon and Obama: They've failed Missouri together."

* Spence was pleased with the support from New Jersey's governor. KOLR reveals Spence said, "I don't think it's negative to have a bold leader like Chris Christie who will tell the truth. He will stand up for Missourians and get our once growing economy growing again."

* Former Republican state Sen. Chuck Wooten gave the Democratic response to Christie's speech. Wooten said, according to KOLR, "We don't want Missouri to be like where [Christie is] from. So I think it's wrong to bring someone in from a state that's in bad shape."

* The News-Leader backed up Wooten's comments. The media outlet reveals Missouri's unemployment rate is 7.2 percent. By comparison, New Jersey has the fourth-highest unemployment rate in the United States at 9.8 percent. The national average is 8.1 percent.

* Darrell Hickman of Nevada, Mo., attended the Christie rally. He believes both Nixon and Obama "tend to take credit for things they're not really due to take credit for," according to the News-Leader.

* Several national figures have spent time in Missouri campaigning for local races. Virginia Gov. Bob McDonnell was in St. Louis on Aug. 22 stumping for Spence. Newt Gingrich is in St. Louis to raise money for Rep. Todd Akin.

* Spence trails Nixon by an average of 10 points, according to Real Clear Politics. The largest lead is 14 points and the smallest is nine points among three polls.

William Browning is a research librarian specializing in U.S. politics.

Source: http://news.yahoo.com/n-j-gov-chris-christie-draws-big-crowd-165400999.html

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Sunday, September 23, 2012

Making A Choice On a Cheap Compact Home Business Websites ...

Simply just described, World wide web or Web site selling could be the technique of connecting with patrons through the web for providing goods and/or companies. On the list of methods of online marketing is SEM or internet search engine promotional.

Lookup promotional would be the technique of rising one?s visibility inside online search engine article benefits. SEM comprises subsequent essential factors:

one. Internet search engine optimization
two. Fork out for each click on promoting
three. Again linking practices
four. Directory listings

Lookup advertising is often increased by using natural and organic key phrase queries. What does the phrase organic and natural imply? To put it simply, it would mean you?ll need not purchase the key phrase queries. Whenever your internet site has all of the properly ?elements?; it might ?get noticed? soon by leading search engines like yahoo like Yahoo, Google and so on. These features involve:

New articles and other content
Weblogs
Key phrase wealthy content material
Meta records

An integral part of lookup promotion is investigating client selecting behavior. This consequently, assists us acquire the key phrases 1 takes advantage of to seek out and purchase goods internet. Familiarity with key terms is so seriously crucial to assist get your internet site indexed with the serps and generate specific targeted visitors towards your web-sites.

The vast majority of the various search engines their selves include equipment for this important key phrase exploration. A few of these are compensated applications, such as Google?s AdSense, Correlate and Traits. Inorganic or compensated queries do necessitate substantial exploration for the portion for the Online marketers (such as you). Alternatively, entrepreneurs also ought to promote their unique model and may receive profit by promoting other companies? merchandise on their web sites consequently. The major search engines can really help you discover every one of the regions to get on-line marketing.

It?s also possible to change to social networking web-sites like Fb to accomplish this intention.

For those who are pondering of buying electronic adverts, ensure which you carefully groundwork the marketplaces to find out the click-through and conversion charges. Sufficient key phrase study and various promotion techniques ought to provide help to achieve very best position in your key terms.

After your key phrase listing is prepared, you should commence developing a priceless websites or maybe a gross sales duplicate and develop outstanding web site posts that notify audience just the things they are seeking. These weblog posts will need to comprise back links that immediate audience back again towards the resource site. You can also include video clips and submit them to prime web online video directories like YouTube. Even the video clips can immediate audience again in your online sites.

Connecting and developing hyperlinks of the type is undoubtedly an significant component of look marketing and advertising and online promotion. It?s a simple to keep in mind title referred to as ?the back-linking strategy?. Inbound links can be quite advantageous in getting specific website visitors for your blog; given you utilize them appropriately. It?s because; engines like google are getting to be absolutely demanding and check out the standard of all these inbound back links. Proprietors of web pages should always constantly teach their selves and realize each one of these things of research and website promotion.

Please refer to What Should We Seem Out For From A Shared Online Internet Hosting?, given that the page provides you with more details on the matter.

Related posts:

  1. Low-priced Internet Site Internet Hosting Services For Compact Organisations ? How Inexpensive Internet Hosting Can Turnaround Your Online Business
  2. Making A Choice On a Cheap Smaller Small Business Websites Internet Hosting Scheme
  3. Making A Choice On Inexpensive Home Business Hosting The Intelligent Way
  4. Hosting For Modest Business Or Home Business Internet Websites
  5. Compact Internet Marketing Business Hosting Prepare ? Ideas On How To Choose A Really Good Webhosting Deal

Source: http://www.28seo.com/making-a-choice-on-a-cheap-compact-home-business-websites-internet-hosting-plan.html

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BizSuccessTrain: Twitter For Business: Sims 3 Supernatural Review ? NOW: http://t.co/cYVwycGC

Sorry, Readability was unable to parse this page for content.

Source: http://twitter.com/BizSuccessTrain/statuses/249799504277164032

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Family battles EQC over leaking home | Stuff.co.nz

'All we want is a watertight house'

OLIVIA CARVILLE

An EQC hired expert's 22-minute inspection of a Phillipstown home has left a Christchurch family with a battle that could go on for years.

The man, who The Press revealed yesterday was the subject of several complaints, including to the Institute of Professional Engineers, produced a one-page report that contradicted 11 other inspections that all found the foundations and piles were damaged and the house needed to be raised to repair it.

The EQC expert's report said the damage was pre-existing.

Living in the cracked and leaking home has seen Niven Shuker's 1-year-old son in hospital twice, and left his 3-year-old daughter scratching her skin until it bleeds.

Shuker said he lost the ability to taste and smell a few months ago because his throat was continually caked in dust, and believed his house - built in 1904 and which he admits had a slight lean before the earthquakes - had been put in the "too hard basket" by EQC.

"Every person who has been through says the foundations and piles need to be fixed, except him. I've got full insurance and we don't want anything better than what we have, so what's the issue?"

After the inspection, EQC would not even look at photographs proving the damage was caused by the quakes, Shuker claimed.

EQC is defending the assessment. "Given the compelling photographic evidence and the detail in the report, we are comfortable the right conclusion has been reached. Nevertheless, the offer of mediation has been made, but not accepted at this point," customer services general manager Bruce Emson said.

The family's insurer, Lumley Insurance, has agreed to pay for another engineer to assess the house to try to solve the issue, but while the family fights on life has become increasingly difficult.

Moss is forming in floorboard gaps, insulation is coming through the ceiling, and puddles form in the bedrooms when it rains.

Joshua, who has Down syndrome and had open-heart surgery at three months, has been treated at hospital twice for pneumonia and gastroenteritis.

The Canterbury District Health Board and the Champion Centre, which supports children with special needs, both wrote to EQC asking for the house to be repaired, the centre so concerned about the children's safety it said immediate action had to be taken.

The sewage pipes are cracked, the windows no longer open in the lounge, lightbulbs flicker, and floors slope.

Shuker, who has 25 years carpentry experience, said his family moved out for six weeks after the quake while he made the house fit to live in, but he was reluctant to do more because EQC said that might "interfere" with his claim.

He lost his job because of the number of inspections for which he had to take time off work.

He said he could no longer afford to move. "Repair, rebuild, whatever. All we want is a watertight house for the kids, but no-one seems to care."

- ? Fairfax NZ News

Source: http://www.stuff.co.nz/the-press/news/christchurch-earthquake-2011/7718455/Family-battles-EQC-over-leaking-home

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Saturday, September 22, 2012

Obama Slams House GOP Over Unfinished Business

Sep 22, 2012 6:00am

ap barack obama ll 120921 wblog President Obama Slams House GOP Over Unfinished Business

Carolyn Kaster/AP Photo

President Obama is blasting lawmakers for leaving Washington for a six-week recess ahead of the November election without acting on his proposals to boost job creation and jump-start the economy.

?Without much fanfare, members of the House of Representatives banged a gavel, turned out the lights and rushed home, declaring their work finished for now,? Obama said in his weekly address. ?If that frustrates you, it should ? because their work isn?t finished.?

?Apparently, some members of Congress are more worried about their jobs and their paychecks this campaign season than they are about yours,? he added.

If Congress had ?gotten its act together,? the president said, lawmakers would have extended tax cuts for the middle class and passed a farm bill to aid ranchers and farmers hit by natural disasters.

If Congress had ?done the right thing,? Obama added, lawmakers would have created a veterans? jobs corps to help returning troops find work and acted to help homeowners refinance at lower rates.

Instead, he said, ?Republicans in Congress have dragged their feet. And now they?re gone.?

Obama urged lawmakers to listen to the needs of their constituents during the break and ?come back in November and do this work.?

The president concluded by asking the public for its help.

?If you see them campaigning back home, tell them in person, because there?s been enough talk: It?s time for action,? he said.

SHOWS: This Week World News

Source: http://feeds.abcnews.com/click.phdo?i=30a28f71512ec5dfb6382f045a70e946

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Saltus River Grill to hold Leukemia & Lymphoma ... - Cancer Kick

BEAUFORT, SC (WTOC) -

Saltus River Grill, located at 802 Bay St. in Beaufort, will be hosting a benefit for the Leukemia Lymphoma Society from 5 p.m. to close Sept. 27. A portion of the event?s proceeds will be donated directly to cancer research.

Will Messmer and Kelly Hartman, two of Beaufort?s Team in Training members, are leading the charge for the benefit event. The benefit is one of the multiple efforts by the members to reach their combined goal of $6,000.

?We are happy to help our patrons in any way we can,? said Saltus River Grill Owner Lantz Price in a press release. ?This is an important cause, and one particularly important to me, as my father is a Lymphoma survivor. I believe it?s definitely possible for us to help make a positive impact.?

For more information on the benefit, visit www.saltusrivergrill.com and for more information on the Team in Training and the Leukemia Lymphoma Society, visit www.teamintraining.org.

Copyright 2012?WTOC. All rights reserved.

Article source: http://www.wtoc.com/story/19610077/saltus-river-grill-to-hold-leukemia-lymphoma-society-event

Source: http://cancerkick.com/2012/09/22/saltus-river-grill-to-hold-leukemia-lymphoma-society-fundraiser/

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Ban on India Inc acquiring SC, ST land - Real Estate India

??|?? September 22, 2012 ?? 09:37am ??|Contributed by manoja

New Delhi: In a significant ruling, the Supreme Court today said that the land belonging to scheduled castes (SCs) or tribes (STs) cannot be bought by non-dalits, including companies as such transactions are unconstitutional.

A bench of justices K S Radhakrishnan and Dipak Misra gave the verdict on an appeal by the Rajasthan government against the state high court?s order holding such a sale to be valid in law.

The high court had passed its order on an appeal by a firm, Aanjaney Organic Herbal Pvt Ltd, against the refusal by the state authorities to recognise or grant mutation to the purchase of a plot by the company from a person belonging to scheduled caste.

?The Act is a beneficial legislation which takes special care to protect the interest of the members of Schedule Caste and Schedule Tribe.

?Section 42 (SC, ST Act) provides some general restrictions on sale, gift and bequest of the interest of Scheduled Caste and Scheduled Tribe, in the whole or part of their holding.

?The reason for such general restrictions is not only to safeguard the interest of the members of Scheduled Caste and Scheduled Tribe, but also to see that they are not being exploited by the members of non-Scheduled Caste and Scheduled Tribe.

?We find Section 42(b) of the Act has to be read along with the constitutional provisions and, if so read, the expression `who is not a member of the Scheduled Caste or Scheduled Tribe would mean a person other than those who has been included in the public notification as per Articles 341 and 342 of the Constitution,? said Justice Radhakrishnan, writing the judgement for the bench.

That property was purchased on September 26, 2005 through a registered sale deed for a consideration of Rs 60,000.

The high court had held that such a transfer was valid as the company being a `juristic person? does not have a caste and, therefore, any transfer made by a Scheduled Caste person would not be hit by Section 42(b) of the Act.

?If the contention of the company is accepted, it can purchase land from Scheduled Caste / Scheduled Tribe and then sell it to a non-Scheduled Caste and Schedule Tribe, a situation the legislature wanted to avoid.

?A thing which cannot be done directly can not be done indirectly by over-reaching the statutory restriction.

?We are, therefore, of the view that the reasoning of the high court that the respondent being a juristic person, the sale effected by a member of Scheduled Caste to a juristic person, which does not have a caste, is not hit by Section 42 of the Act, is untenable and gives a wrong interpretation to the above mentioned provision,? the apex court said.

http://www.financialexpress.com/news/ban-on-india-inc-acquiring-sc-st-land/1005539/0

News Published Under:?? Real Estate India | Comments Off

Comments are closed.

Source: http://www.indianrealtynews.com/real-estate-india/ban-on-india-inc-acquiring-sc-st-land.html

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Friday, September 21, 2012

Finding The Facts ? Cosmetic Surgery | Jackie's Women's Interest ...

Related eBooks

It is an unfortunate fact that in today?s society there is a demand for attractive features in the workplace, in social circles, and in most everyday events. It is a well known fact that the more attractive the individual, the more chances for success are opened to them. Whether it is a hot topic for aggressive debate or a simple accepted fact of life, more and more people are turning to the art of cosmetic plastic surgery to perfect their imperfections.

While most cosmetic surgery is considered an elective procedure and is not covered under medical insurance, more and more insurance companies are covering at least part if not all of the cost of cosmetic procedures for what qualifies as disfigurement. The insurance companies themselves have realized, given the statistics, that reasonably attractive people typically have higher paying jobs and a higher quality of life, which overall reduces the costs of medical issues such as depression and obesity related health concerns.

THE RIGHT PLASTIC SURGEON FOR YOU

Plastic surgery is a decision that requires not only a tremendous amount of consideration in regards to the personal body, but a huge decision when it comes to picking the right doctor. Deciding whether plastic surgery is the right personal decision can be daunting. Finding discomfort with a body part is normal, everyone has body image issues. If the image you have of yourself is grounded in accuracy and you weigh the risks carefully and decide that plastic surgery is right for you, it is now time to understand the steps of finding a good doctor.

The cosmetic plastic surgery industry has grown by over 50% in just the last five years. People are discovering the resources to change their outward appearance. It is important to remember that changing the outward appearance does not change the inner individual. Sometimes it?s just a new nose. Sometimes that new nose brings about an air of confidence that was previously lacking, and therein lies the emotional change that most are seeking.

There are many factors that go into finding the right cosmetic surgical practice. With cosmetic surgery centers becoming ever more popular, avoiding some basic pitfalls is becoming more difficult rather than easier. The doctor, their experience with the elected procedure, the risks associated with the procedure, and the expected recovery time and restrictions are some, but not all of the considerations one must face when determining if plastic surgery is right for them.

The right plastic surgeon makes all the difference. We have all seen the horror television shows of plastic surgery mistakes, and there?s not a single potential patient that doesn?t want to avoid that scenario. Choosing the right plastic surgeon is a process that requires research, time, patience, and often money.
Fortunately for those who have a want or a need for a plastic surgeon now have a resource to assist them in finding the right doctor for them. Beyond that, understanding cosmetic surgical procedures is equally as vital. Wouldn?t it be wonderful if you could research all your cosmetic surgery needs in one place?

LIFE PLASTIC SURGERY

At lifeplasticsurgery, a phenomenal resource website for understanding cosmetic procedures, physician practices, and general information regarding this life altering process. There are risks and benefits to all plastic surgery procedures. An informed consumer can typically make a better judgment concerning the risk benefit ratio.

Whether you are in search of a simple Rhinoplasty or a need for the correction of a disfigurement, not every plastic surgeon has the exact skills for every procedure. It may also be possible to find lower cost surgery for disfigurement, depending on the surgeon. In some cases it can be possible to find nearly no cost assistance for disfigurement plastic reconstructive surgery. Lifeplasticsugery is great place to start when deciding whether or not plastic and reconstructive surgery is right for you.

Aesthetic plastic surgery is a finite practice of skill, knowledge, and artistic quality. Most that have undergone cosmetic enhancement have been pleased with the physical results, but also with the impact it has had on their lives. As unfortunate as it may be, we live in a world where how you appear on the outside influences what people assume is on the inside.

Physical appearance plays a role in nearly every aspect of life. Beautiful people tend to land more attractive partners, have more friends, land higher paying jobs, and operate in the world with more self confidence. Whether this point is fair and right is irrelevant. We can not change the way the world views us, we can only decide how much impact it is going to have on our lives.

Those with physical deformities, whether birth defect related or accidental disfigurement, have an even harder time coping in a world where physical appearance affects so much in our daily lives. Unfair and often inaccurate determinations are made about a person?s intelligence when they are afflicted with a disability. Those who have experience the remarkable transformation of corrective plastic surgery have experienced a new world of options opened to them.

The articles included in Lifeplasticsurgery database are a breath of fresh air in their informative organization. Navigating the website is simple, and you can find information on various procedures such as nose jobs, tummy tucks, brow lifts and liposuction. There are also remarkably explicit and informative articles on most relevant subjects, including recovery. Recovering from cosmetic surgery is an area of expertise that quite often gets overlooked. In fact, so many cosmetic practices forget to periodically remind their patients that cosmetic surgery is in fact, surgery. It comes with the same risks as any procedure requiring anesthesia and requires a recovery period.

DON?T FORGET ?THE FACTS OF PLASTIC SURGERY?

Any surgical procedure that alters the body is going to involve some amount of pain. There are a surprising number of patients who never consider this factor. Any surgical procedure that alters the body is going to require specific recovery restrictions and time to heal. It is paramount that it is understood prior to electing to have any cosmetic surgical procedure done that the recovery process is well understood and the expectations of the surgeon are realistic.

The patient who has a realistic understanding of the procedure to be performed as well as a high level of knowledge about the anticipated results and recovery is more likely to have a quality experience when it comes to plastic surgery. The patient that takes it upon him or her self to obtain the necessary knowledge to educate themselves runs a much higher likelihood of being completely satisfied with the results. The patient who pulls a random doctor from the phone book and has not educated themselves about the risks and the realistic outcomes is likely to be more dissatisfied with the results. As well, they are more likely to be in complete shock with the high level of pain they experience waking up from anesthesia.

It is important to realize that most cosmetic surgery physicians have not been patients. These procedures appear to the physician, in most cases, routine. Regardless of whether you?re having teeth pulled, your eyebrows lifted, or an entire reconstructive package, when it is your body it is never routine. The questions provided and the scope of the articles written on Lifeplasticsurgery give the potential patient a wonderful springboard for narrowing down different prospective doctors.

The education process associated with Life plasticsurgery.com is illustrated in its rich topics, the news links, and the high quality physician and association links. The ease of the website?s use allows a potential patient to absorb quite a bit of information in a relatively short period of time. This allows the potential client to significantly improve their chances of finding the right plastic surgeon for them. And of course, a compatible plastic surgeon makes for a much more reasonable experience overall.

Lifeplasticsurgery is a valuable asset to the cosmetic reconstructive surgery industry. With open and honest reviews, facts and heartfelt relational opinions, it can assist the consumer in a vast array of life altering decisions. Plastic surgery can be an amazing, life altering experience that truly allows the patient to transform their life overnight. Lifeplasticsurgery is providing a platform to assist anyone wishing to embark on this journey a research field for high consumer knowledge.

The cosmetic surgery industry applauds web site sources such as lifeplasticsurgery. More knowledgeable patients make for easier communication between doctors and patients, as well as a better understanding of what the patient is requesting, based on their ability to articulate their knowledge and how it relates to their needs.

For anyone even just considering the possibility of altering their selves and their lives with the wonder of plastic surgery, Lifeplasticsurgery is an absolute on the list of resources recommended. The unbiased and informative articles, the ease of web site use, and its rock solid content are all consumer friendly top picks.

Whether you are looking for your tentative first procedure or are interested in multiple procedure long range reconstructive plans, the first step is to always find out who is out there, what they offer, how the procedures are performed, and what to expect. Just like everything else, knowledge in the reconstructive surgical field is the power to keep yourself safe and have an enjoyable experience.

To find out more about the subject and read more articles like this please visit.

Bobby Ryatt: writes articles and has a treasure chest of interesting information and resources on his web site, visit http://www.lifeplasticsurgery.com

Author: Bobby Ryatt
Article Source: EzineArticles.com
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Related Reading:

Psychological Aspects of Reconstructive and Cosmetic Plastic Surgery: Clinical, Empirical and Ethical PerspectivesPsychological Aspects of Reconstructive and Cosmetic Plastic Surgery: Clinical, Empirical and Ethical Perspectives

Written by leading psychologists, psychiatrists, and plastic surgeons, this volume provides a thorough understanding of the psychological issues involved in reconstructive and cosmetic surgery. The book examines the relationships among physical appearance, body image, and psychosocial functioning, reviews the literature on the psychological functioning of plastic surgical patients, and offers clinically effective recommendations on psychological assessment and care of specific patient groups.

Major sections detail the psychological issues surrounding specific disfigurements and reconstructive procedures and cosmetic surgery of the face and body. These chapters include brief questionnaires for psychological assessment of patients. Concluding chapters discuss bioethical, professional, and legal issues.

Cosmetic Facial Surgery, 1eCosmetic Facial Surgery, 1e

Take your practice to the next level! Cosmetic Facial Surgery provides a highly illustrated, case-based approach to common face and neck procedures. In this full-color reference, internationally renowned surgeon Joe Niamtu III, DMD, covers techniques including brow, face, and neck lifts; nose, eye, and ear surgery; cosmetic surgery practice with discussions of the process of facial aging, diagnosing and consulting with patients, clinical digital facial implants; skin resurfacing; the use of neurotoxins; and the removal of skin lesions. The book also prepares you for photography, and anesthesia considerations. In a companion DVD, video clips feature Dr. Niamtu demonstrating key procedures addressed in the text.

  • Comprehensive coverage includes the full range of surgical procedures from the upper face to the lower face/neck area.
  • Over 3,000 full-color photos show surgical techniques and before-and-after shots of actual cases done by Dr. Niamtu.
  • A DVD includes videos of procedures performed by the author, bringing complicated procedures to life.
  • Accessible, easy-to-grasp descriptions, written in an engaging, first-person narrative, explain concepts based on real cases and on Dr. Niamtu's experience.
Surgery Junkies: Wellness and Pathology in Cosmetic CultureSurgery Junkies: Wellness and Pathology in Cosmetic Culture"Surgery Junkies is an innovative, fast-paced mix of theory and empirical research that advances our understanding of contemporary bodies, lifestyle medicine, and the making of the embodied, self-fashioned self. Scholars and teachers of cultural and media studies, sociology of the body, and health and society will value its contributions to both their research and their teaching."-Arthur W. Frank, author of The Wounded Storyteller: Body, Illness, and Ethics and The Renewal of Generosity: Illness, Medicine, and How to Live "Whether analyzing Extreme Makeover, 'Body Dismorphic Disorder,' or her own rhinoplasty, Pitts-Taylor makes difficult theoretical concepts clear-and clearly relevant to our lives."-Susan Bordo, author of Unbearable Weight: Feminism, Western Culture, and the Body Despite the increasing prevalence of cosmetic surgery, there are still those who identify individuals who opt for bodily modifications as dupes of beauty culture, as being in conflict with feminist ideals, or as having some form of psychological weakness. In this ground-breaking book, Victoria Pitts-Taylor examines why we consider some cosmetic surgeries to be acceptable or even beneficial and others to be unacceptable and possibly harmful. Drawing on years of research, in-depth interviews with surgeons and psychiatrists, analysis of newspaper articles, legal documents, and television shows, and her own personal experience with cosmetic surgery, Pitts-Taylor brings new perspectives to the promotion of "extreme" makeovers on television, the medicalization of "surgery addiction," the moral and political interrogation that many patients face, and feminist debates on the topic. Pitts-Taylor makes a compelling argument that the experience, meanings, and motivations for cosmetic surgery are highly social and, in doing so, provides a much needed "makeover" of our cultural understanding of cosmetic surgery. Victoria Pitts-Taylor is associate professor of sociology at Queens College and the Graduate Center, City University of New York. She is the author of In the Flesh: The Cultural Politics of Body Modification.

Source: http://www.jackiesbazaar.com/womensinterests/cosmetic-surgery/finding-the-facts-cosmetic-surgery

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Playground peers can predict adult personalities

ScienceDaily (Sep. 20, 2012) ? Even on the playground, our friends know us better than we know ourselves. New research has revealed that your childhood peers from grade school may be able to best predict your success as an adult.

Lisa Serbin of the Department of Psychology at Concordia University and Alexa Martin-Storey, a recent Concordia graduate and a current post-doctoral student at the University of Texas -- both members of the Concordia-based Centre for Research in Human Development -- recently published a study online, which reveals that childhood peer evaluation of classmate personalities can more accurately predict adulthood success than self-evaluation at that age.

"This study, known as the Concordia Longitudinal Risk Project, was started in 1976 by my colleagues in the Department of Psychology, Alex Schwartzman and Jane Ledingham, who is now at the University of Ottawa," says Serbin. "Over two years, Montreal students in grades 1, 4 and 7 completed peer evaluations of their classmates and rated them in terms of aggression, likeability and social withdrawal. The students also did self-evaluations."

Over the next twenty years, these children were closely followed as researchers used the exhaustive longitudinal study to track their progress into adulthood. A follow-up survey was conducted between 1999 and 2003 with nearly 700 of the participants from the initial study. The survey included measurement of adult personality traits, such as levels of neuroticism, extroversion, openness, agreeableness and conscientiousness.

"We were able to compare peer and self-perceptions of the childhood behaviours to these adult personality factors," says Martin-Storey. "We found the evaluations from the group of peers were much more closely associated with eventual adult outcomes than were their own personality perceptions from childhood. This makes sense, since children are around their peers all day and behaviours like aggressiveness and likeability are extremely relevant in the school environment."

For example, children who perceived themselves as socially withdrawn exhibited less conscientiousness as adults. On the other hand, kids whose peers perceived them as socially withdrawn grew up to exhibit lower levels of extraversion, the latter being a more accurate association. Peer-perceived likeability also predicted a more accurate outcome, associating the personality trait with higher levels of agreeableness and conscientiousness, and lower levels of neuroticism than those who thought of themselves as likeable.

Overall, the findings supported the use of peer rather than self-ratings of childhood personalities in the prediction of adulthood success.

"Adult personality traits are associated with a lot of important life factors, such as health, mental health and occupational satisfaction," says Serbin. "The information from our study could be used to promote better longitudinal outcomes for children by helping kids and parents develop effective mechanisms for addressing aggressive or socially withdrawn behaviours and promoting more pro-social behaviour."

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The above story is reprinted from materials provided by Concordia University.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/i9P0WXpx75E/120920140148.htm

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Garmin Navigon: An App To Dry Your iOS 6 Navigation Tears [App Of The Day]

Apple's Maps app is horrifying—in its apocalyptic world, the Statue of Liberty is no more, the Brooklyn Bridge is blown out, and everything is awful. Desperately searching for an alternative? Conveniently enough, Garmin has getting ready to release a huge update to its iOS navigation app, Navigon. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/SJ0guWocQ5w/garmin-navigon-an-app-to-dry-your-ios-6-navigation-tears

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Thursday, September 20, 2012

U Didn't Build That: Obama Channels MC Hammer!


Before Mitt Romney's 47 percent comment gave it some competition, President Barack Obama's "you didn't build that" was the political gaffe of the year.

Obama said it this summer in a speech he gave referring to business owners, trying to espouse the idea that behind individual success is government infrastructure.

Not a terrible argument, but dreadfully worded by all accounts, igniting a firestorm of controversy that Republican opponents use against him to this day.

It also spawned this amazing viral video! Holla!

The latest in a string of people with no particular affiliation using clips of a political candidate's words to craft Internet classics, Hugh Atkin created this one.

An Australian lawyer and fan of political satire, Atkin hilariously took Obama's "You didn't build that" quote and spliced it together with other clips of the Prez.

The video, "U Didn't Build That," is set to MC Hammer's "U Can't Touch This," with dance moves and amazingly detailed lyrical excerpts to boot.

If there's one thing people across the political spectrum can agree on, it's that this is freaking hysterical. "U Didn't Build That" should be his official theme song.

Source: http://www.thehollywoodgossip.com/2012/09/u-didnt-build-that-obama-channels-mc-hammer/

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How to Download and Update to iOS 6 [IOS 6]

How to Download and Update to iOS 6iOS 6 is out, and you can update your iPhone, iPad, or iPod touch right now if you want. Here's a list of the supported devices and how to install the upgrade.

Note: iOS 6 is currently rolling out so it might not be available to everyone right this minute. Be patient and it will come. Also be aware that everyone is flooding Apple's servers to update, so things might be moving a little on the slow side.

Step One: Make Sure Your iDevice Is Compatible

In order to run iOS 6, you'll need one of the following devices:

Of course, iOS 6 runs on the new iPhone 5 and iPod touch (5th generation) but those devices come with it pre-installed and therefore do not require an upgrade. If you have any of the devices listed above, move on to the next step to upgrade.

Step Two: Upgrade Over the Air or via iTunes

There are two ways to update to iOS 6: using your iDevice or you computer. We'll go over both.

To update your iDevice over the air, follow these steps:

  1. Connect your iPhone, iPad, or iPod touch to power. You don't want the update to stop part-way through because you ran out of battery.
  2. Backup your device!
  3. Open the Settings app.
  4. Tap the General tab.
  5. Tap the Software Update tab.
  6. Wait for your device to check for updates. When it finds an available update, install it.
  7. Wait for the update to download and install. Don't do anything with your phone while it does.

To update your iDevice with iTunes on your computer, follow these steps:

  1. Connect your iPhone, iPad, or iPod touch to your Mac or Windows PC and open iTunes (if it doesn't open automatically).
  2. Backup your device!
  3. iTunes may tell you that an update (iOS 6) is available for your device. If it does, confirm that you want to install it. If not, click on your device in the iTunes sidebar and tap the Check for Updates button. When an update is found, confirm that you want to install it.
  4. Wait for the update to download and, when finished, confirm you want to install it. Wait for the update to install.

Regardless of the method you chose, your device will reboot after the update has completed. You'll most likely need to go through a few setup panels to get started, but your device now has iOS 6!

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/ckp611rvzDA/how-to-download-and-update-to-ios-6

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Brazil may increase auto trade quota for Mexico

After booming sales of Mexican cars in Brazil, the Brazilian government is considering raising the auto trade pact quota it agreed to with Mexico.

By Ana Isabel Martinez,?Reuters / September 19, 2012

A factory employee is seen working in the plant of General Motors in the city of Silao, in the state of Guanajuato, Mexico in 2008. The Brazilian government is considering raising the auto trade pact quota it agreed to with Mexico.

Henry Romero/Reuters/File

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Brazil?is considering raising a three-year bilateral auto trade pact quota it agreed to with?Mexico?in March, potentially allowing Mexican exporters to sell around $350 million worth of additional vehicles to the Brazilian market annually.

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A?Mexican government?source familiar with the matter and a Brazilian official said the two sides had raised the possibility of increasing the quota after booming sales of Mexican cars to?Brazil?this year.

Companies in?Brazil?that import and sell cars are pressuring the?Brazilian government?over the trade quota, which was used up in the first six months of the modified pact, which took effect in March.

After breaching the limit, Mexican exporters must pay tariffs that significantly increase the cost of sales.

"We understand that they're interested in raising the quota, even though there still hasn't been any official contact," said the?Mexican government?official. "Our understanding is that they want to raise it to the tune of around $350 million."

The Brazilian official told Reuters that?Brasilia?was eyeing lifting the quota by between $300 million and $500 million.

Brazil?drew an angry response from some in?Mexico?when it decided to change the terms of an existing auto pact to protect itself from surging vehicle imports from?Mexico.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/FCbhoYyAJ90/Brazil-may-increase-auto-trade-quota-for-Mexico

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Wednesday, September 19, 2012

Website Hosting ? It Truly Is Not Merely A Spiders ... - Business Articles

This article has been viewed 1 times.

Every so often it is the minimal details that excursion us up, factors that we consider without any consideration given that they have at all times been there. Things such as electrical power and TV?s and cell phones and now cyberspace. My youngest daughter who?s now extraordinarily inquisitive bombards me with problems that as being a dutiful mum or dad I try out to elucidate or attempt to uncover out myself. For instance have you ever attempted to elucidate to some 6 yr previous how cell phones give good results? My regular reaction has long been to state ?Let?s Google it!?

Exactly what is A site Title?

Just set a site title certainly is the technical time period to the ?address? of the unique web page online. In addition, domains could very well be a lot more precise s, telling us the place sub-folders are. Usually we?re just wanting to try to remember the precise most important deal with of the internet site. Choosing the incorrect website deal with is like arriving late for your social gathering and you?ve got overlooked the handle. Gonna 23 Bennington Lane as an alternative of 23 Rennington Lane and even 32 Bennington Lane will consider you to somewhat differing locations!

You always sign-up a site by registering having a companies registrar. The trade is controlled and overseen by regulatory human body referred to as ICANN, which happens to be a corporation chargeable for giving benchmarks and techniques for certifying establishments as domain title registrars.

Registration has developed in excess of the ages. Community Options was the primary registrar to at any time offer you this kind of a company. Which was more than 10 many years back but in the present day there?s a lot of accredited registrars these as GoDaddy and Identify Economical. Merely a domain title registrar is permitted to accessibility and modify the learn database domains which can be on InterNIC servers.

What on earth is Internet hosting?

Easily set webhosting certainly is the means of storing most of the documents of the web content someplace where by then anybody across the world-wide-web might have entry to. An internet internet hosting services presents a company that permits persons and corporations to submit web content into the word wide web.

An online internet hosting business enterprise like JustHost or Hostmonster will give shoppers use of a server that could give the consumers subject material to people today about the Internet soon after they generate an URL or domain title ask for. To look at pages online, you have to have got a world wide web browser, this sort of as Microsoft The web Explorer or Netscape Navigator to ask for the online article in the server when you could have ordered access to the internet.

Online web pages are pages that can be saved over a laptop computer named a server. The server is part of the community of pcs via the internet or Internet which allows buyers in the online to succeed in your website any place during the globe at whenever. The online world is open up 24 several hours, 7 times weekly across the clock.

Host pcs are configured to make certain that once your URL or domain title is typed in, the deal with will utilize a pointer schedule (try to look for the deal with from final to final) before it reaches the pc that hosts your web-site. Then, if all is alright, your web page may want to display screen alone within the consumers display.

Internet hosting vendors will need that you simply acquire your URL or domain title initially ahead of you buy internet hosting products. Most internet hosting merchants use an offer that may enable you to order the domain title and internet hosting concurrently.

The leading matter is one) get knowledgeable and a couple of) Store close to! It is really outstanding how costs for domain internet hosting and identify registrations have dropped inside of the previous few of calendar year! I hope that goes a way to conveying the main difference around Domains and Domain Internet hosting! It is been a satisfaction creating in your case.

When you need to know a great deal more over the matter, kindly explore to How an Affordable And Trustworthy Webhosting Solution Can Diminish the Price Of Managing Your Web-based Company for more info.

Source: http://www.gotarticles.com/website-hosting-it-truly-is-not-merely-a-spiders-celebration-factors-it-is-advisable-to-know-about-internet-hosting/

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SEM & SEO, Scrapebox Guide

Scrapebox Is The Hottest Linkbuilding Software Available. Promote Its No.1 User's Guide To Unleash Scrapebox's Hidden Powers To Transform Any Backlink Strategy And Dominate The Serps. Affiliate Promo Material At Http://www.scrapeboxguide.com/affiliates

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    New Hampshire Retirement System, Concord, will reduce fixed income and increase alternatives under a new target asset allocation approved Tuesday, confirmed Marty Karlon, spokesman for the 5.8 billion pension fund.

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    The essential first step for retirement portfolio planning: finding the right stock/bond mix.

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    Knowing how much to sock away for your golden years requires understanding these variables.

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Smith, Hargrove visit NFL for talks on bounties

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